The Retirement Savings Challenge » Defined Contribution

Fee Transparency in 401(k) Plans is Integral to Their Success

link293 — Tue, 18 May 2010 12:00:04 +0000

Investors in 401(k) plans may soon receive more detail about the fees involved in their plans if new regulations around fee disclosure are approved. The Department of Labor is expected to issue regulations this month that will detail how service providers should disclose fees to plan sponsors. Additional guidance on how plan sponsors should disclose fees [...]

Putnam’s Robert L. Reynolds urges action in 2010 to strengthen all of America’s retirement savings systems

paul_ahearn@putnam.com — Thu, 04 Feb 2010 19:09:06 +0000

Addresses Social Security solvency, universal coverage in workplace savings Speaking at the National Institute on Retirement Security in Washington, D.C., on February 2, 2010, Robert L. Reynolds, President and Chief Executive Officer of Putnam Investments, urged Congress and the Obama administration to launch a comprehensive effort this year to strengthen all of America’s retirement savings [...]

Taking the Next Step in Lifetime Income Planning

paul_ahearn@putnam.com — Wed, 03 Feb 2010 18:13:00 +0000

Putnam CEO Robert Reynolds recently outlined his vision for transforming the retirement savings industry to better help investors create stable streams of income in retirement. One potential key to strengthening the system? Combining traditional mutual funds, absolute return strategies, and guaranteed income products into one seamless solution. Read the text from his speech, given at [...]

Why the 401(k) Will Prevail — And How

jayme_lacour@putnam.com — Thu, 21 Jan 2010 16:09:37 +0000

Ed Murphy, Putnam's Head of Defined Contribution, partners with the Profit Sharing Council of America to discuss how the 401(k) program will continue to adapt and improve to meet the needs of the American workforce. Why the 401k Will Prevail — and How

The need for assured income assets in 21st century retirement plans

jayme_lacour@putnam.com — Tue, 03 Nov 2009 18:11:39 +0000

In his keynote address to retirement industry leaders at the recent Pensions & Investments West Coast Defined Contribution Conference, Putnam Investments President and Chief Executive Officer Robert L. Reynolds emphasized the growing need for assured income assets in retirement savers’ portfolios. As American workers live longer, and as income from traditional sources like pensions and Social [...]

Solving the Lifetime Income Challenge: Hedging the Sequence of Returns Risk with Absolute Return Funds

jayme_lacour@putnam.com — Mon, 12 Oct 2009 22:09:18 +0000

Previously, we saw how the sequence of returns your portfolio experiences after you’ve retired can affect your nest egg. We reviewed how robust returns early in retirement could help afford a steady stream of income and a substantial legacy. We also saw how disastrous returns early on can cause your portfolio to run out of money [...]

Solving the Lifetime Income Challenge: Which returns will you see in retirement?

jayme_lacour@putnam.com — Thu, 08 Oct 2009 22:06:08 +0000

Last week, Putnam CEO Bob Reynolds delivered an important address on a topic many investors neglect to consider: the risks posed by the sequence of returns they’ll see once they retire. A lucky investor might see positive returns in the years right after retirement. These positive returns can help raise an account’s value enough to afford [...]

Solving America’s Lifetime Income Challenge

jayme_lacour@putnam.com — Tue, 06 Oct 2009 21:53:16 +0000

Millions of Americans are facing a huge problem: how to create sufficient income in retirement. Putnam CEO Robert L. Reynolds presented a solution at the National Investment Company Service Association’s October conference. Review his presentation to see how Putnam is making workplace plans less volatile and helping people achieve more successful retirements. Solving America's Lifetime Income Challenge View [...]

Solving America’s Retirement Savings Challenge: Workplace Savings 3.0

paul_ahearn@putnam.com — Tue, 07 Jul 2009 20:36:08 +0000

If action is not taken to boost retirement savings — and substantially — a generation from now, millions of people could be short on funds to pay for food, medicine, and housing. Fortunately, the framework for a solution already exists in the form of America’s workplace savings plans.

Where the Defined Contribution World Should Be Going in the Future

jcosco@tippingpointlabs.com — Thu, 04 Jun 2009 12:56:18 +0000

The Defined Contribution system has been at the center of attention from Congress — and according to Putnam CEO Robert Reynolds, it can be made a much more robust, reliable part of solving America’s retirement challenge.