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	<title>The Retirement Savings Challenge &#187; Workplace Savings 3.0</title>
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	<description>A world of investing for retirement™</description>
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		<title>Boomers at risk of running short of money in retirement</title>
		<link>http://www.theretirementsavingschallenge.com/2010/07/boomers-at-risk-of-running-short-of-money-in-retirement/</link>
		<comments>http://www.theretirementsavingschallenge.com/2010/07/boomers-at-risk-of-running-short-of-money-in-retirement/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 16:59:17 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[ebri retirement]]></category>
		<category><![CDATA[ebri study]]></category>
		<category><![CDATA[lifetime income]]></category>
		<category><![CDATA[lifetime income tool]]></category>
		<category><![CDATA[putnam investments]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=826</guid>
		<description><![CDATA[A recent study released by the Employee Benefit Research Institute (EBRI) found that nearly half of early baby boomers are at risk of running short of money they will need for essential expenses in retirement.
In fact, 47.2% of the oldest group of boomers — those age 56 to 62 and closest to retirement — are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Putnam Survey: Investors Struggling to Save for Retirement</title>
		<link>http://www.theretirementsavingschallenge.com/2010/05/putnam-survey-investors-struggling-to-save-for-retirement/</link>
		<comments>http://www.theretirementsavingschallenge.com/2010/05/putnam-survey-investors-struggling-to-save-for-retirement/#comments</comments>
		<pubDate>Thu, 06 May 2010 19:53:22 +0000</pubDate>
		<dc:creator>jayme_lacour@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[ira]]></category>
		<category><![CDATA[putnam survey]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[savings rate]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=766</guid>
		<description><![CDATA[Americans are having a hard time saving.
In a recent survey of 1,000 adults fielded by Putnam Investments in April, only 14% of respondents said they plan to fully fund their IRAs in 2010, compared with 23% who did fully fund their IRA in 2009.
That’s a significant decline.
Further, more than half of those who didn’t fund [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Solving America&#8217;s Lifetime Income Challenge</title>
		<link>http://www.theretirementsavingschallenge.com/2009/10/solving-americas-lifetime-income-challenge/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/10/solving-americas-lifetime-income-challenge/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 21:53:16 +0000</pubDate>
		<dc:creator>jayme_lacour@putnam.com</dc:creator>
				<category><![CDATA[Defined Contribution]]></category>
		<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[nicsa]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[robert l. reynolds]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=625</guid>
		<description><![CDATA[Millions of Americans are facing a huge problem: how to create sufficient income in retirement. Putnam CEO Robert L. Reynolds presented a solution at the National Investment Company Service Association’s October conference.
Review his presentation to see how Putnam is making workplace plans less volatile and helping people achieve more successful retirements.
Solving America&#39;s Lifetime Income Challenge
View [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Solving America&#8217;s Retirement Savings Challenge: Workplace Savings 3.0</title>
		<link>http://www.theretirementsavingschallenge.com/2009/07/solving-americas-retirement-savings-challenge-workplace-30/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/07/solving-americas-retirement-savings-challenge-workplace-30/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 20:36:08 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Defined Contribution]]></category>
		<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=449</guid>
		<description><![CDATA[If action is not taken to boost retirement savings — and substantially — a generation from now, millions of people could be short on funds to pay for food, medicine, and housing. Fortunately, the framework for a solution already exists in the form of America’s workplace savings plans.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Where the Defined Contribution World Should Be Going in the Future</title>
		<link>http://www.theretirementsavingschallenge.com/2009/06/where-the-defined-contribution-world-should-be-going-in-the-future/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/06/where-the-defined-contribution-world-should-be-going-in-the-future/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 12:56:18 +0000</pubDate>
		<dc:creator>jcosco@tippingpointlabs.com</dc:creator>
				<category><![CDATA[Defined Contribution]]></category>
		<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=401</guid>
		<description><![CDATA[The Defined Contribution system has been at the center of attention from Congress — and according to Putnam CEO Robert Reynolds, it can be made a much more robust, reliable part of solving America’s retirement challenge.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Help Small Businesses Offer Retirement Savings Plans</title>
		<link>http://www.theretirementsavingschallenge.com/2009/05/help-small-businesses-offer-retirement-savings-plans/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/05/help-small-businesses-offer-retirement-savings-plans/#comments</comments>
		<pubDate>Mon, 11 May 2009 21:51:19 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=111</guid>
		<description><![CDATA[75 million American workers still lack any access to workplace retirement savings plans.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Give Tax Incentives for Investing in Lifetime Products</title>
		<link>http://www.theretirementsavingschallenge.com/2009/05/give-tax-incentives-for-investing-in-lifetime-products/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/05/give-tax-incentives-for-investing-in-lifetime-products/#comments</comments>
		<pubDate>Mon, 11 May 2009 21:48:37 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=108</guid>
		<description><![CDATA[The decision to give up some control of assets is hard for many people to make and needs incenting.]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/05/give-tax-incentives-for-investing-in-lifetime-products/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Encourage Employers to Match Worker Contributions</title>
		<link>http://www.theretirementsavingschallenge.com/2009/05/encourage-employers-to-match-worker-contributions/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/05/encourage-employers-to-match-worker-contributions/#comments</comments>
		<pubDate>Mon, 11 May 2009 21:45:17 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=105</guid>
		<description><![CDATA[Employers have little incentive to match workers’ contributions to 401(k) plans, and many are, in fact, canceling or reducing company matches.]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/05/encourage-employers-to-match-worker-contributions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Offer More Alternatives</title>
		<link>http://www.theretirementsavingschallenge.com/2009/05/offer-more-alernatives/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/05/offer-more-alernatives/#comments</comments>
		<pubDate>Mon, 11 May 2009 21:42:53 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=102</guid>
		<description><![CDATA[Alternative investment strategies are offered on only a limited basis in many 401(k) plans, depriving workers of valuable solution strategies.]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/05/offer-more-alernatives/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Require &#8220;Retirement Paycheck&#8221; Option</title>
		<link>http://www.theretirementsavingschallenge.com/2009/05/require-retirement-paycheck-option/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/05/require-retirement-paycheck-option/#comments</comments>
		<pubDate>Mon, 11 May 2009 21:41:09 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=99</guid>
		<description><![CDATA[90% of plan participants are interested in embedded options to provide protected and insured lifetime income.]]></description>
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		<slash:comments>0</slash:comments>
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