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	<title>The Retirement Savings Challenge &#187; Workplace Savings 3.0</title>
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	<link>http://www.theretirementsavingschallenge.com</link>
	<description>A world of investing for retirement™</description>
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		<title>The New Solvency: Rebooting America’s Future</title>
		<link>http://www.theretirementsavingschallenge.com/2010/11/the-new-solvency-rebooting-america%e2%80%99s-future/</link>
		<comments>http://www.theretirementsavingschallenge.com/2010/11/the-new-solvency-rebooting-america%e2%80%99s-future/#comments</comments>
		<pubDate>Fri, 19 Nov 2010 20:47:35 +0000</pubDate>
		<dc:creator>jayme_lacour@putnam.com</dc:creator>
				<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[bob reynolds]]></category>
		<category><![CDATA[national press club]]></category>
		<category><![CDATA[putnam investments]]></category>
		<category><![CDATA[robert l. reynolds]]></category>
		<category><![CDATA[social-security-reform]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=1019</guid>
		<description><![CDATA[America at a turning point Our country is at a historic inflection point between decline and renewal, and the whole world is watching us. We can either keep drifting toward what has been called the “most predictable economic crisis” in &#8230; <a href="http://www.theretirementsavingschallenge.com/2010/11/the-new-solvency-rebooting-america%e2%80%99s-future/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2010/11/the-new-solvency-rebooting-america%e2%80%99s-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Automatic IRAs will get America saving</title>
		<link>http://www.theretirementsavingschallenge.com/2010/08/automatic-iras-will-get-america-saving/</link>
		<comments>http://www.theretirementsavingschallenge.com/2010/08/automatic-iras-will-get-america-saving/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 18:49:09 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[auto ira]]></category>
		<category><![CDATA[bob reynolds]]></category>
		<category><![CDATA[putnam investments]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=931</guid>
		<description><![CDATA[Workers are struggling to save for retirement, and the future is filled with uncertainty about whether their savings will be enough even to pay for basic expenses. A proposal to automatically enroll workers currently without a workplace savings plan like &#8230; <a href="http://www.theretirementsavingschallenge.com/2010/08/automatic-iras-will-get-america-saving/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2010/08/automatic-iras-will-get-america-saving/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Time for change in the Social Security model</title>
		<link>http://www.theretirementsavingschallenge.com/2010/08/time-for-change-in-the-social-security-model/</link>
		<comments>http://www.theretirementsavingschallenge.com/2010/08/time-for-change-in-the-social-security-model/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 18:04:31 +0000</pubDate>
		<dc:creator>jayme_lacour@putnam.com</dc:creator>
				<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[putnam investments]]></category>
		<category><![CDATA[robert reynolds]]></category>
		<category><![CDATA[social-security-reform]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=876</guid>
		<description><![CDATA[If a corporate executive reported to shareholders that the firm intentionally planned to operate with a negative cash flow for a period of 20 years or more, we could comment with some certainty that the shareholders would find this unacceptable. &#8230; <a href="http://www.theretirementsavingschallenge.com/2010/08/time-for-change-in-the-social-security-model/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2010/08/time-for-change-in-the-social-security-model/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Boomers at risk of running short of money in retirement</title>
		<link>http://www.theretirementsavingschallenge.com/2010/07/boomers-at-risk-of-running-short-of-money-in-retirement/</link>
		<comments>http://www.theretirementsavingschallenge.com/2010/07/boomers-at-risk-of-running-short-of-money-in-retirement/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 16:59:17 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[ebri retirement]]></category>
		<category><![CDATA[ebri study]]></category>
		<category><![CDATA[lifetime income]]></category>
		<category><![CDATA[lifetime income tool]]></category>
		<category><![CDATA[putnam investments]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=826</guid>
		<description><![CDATA[A recent study released by the Employee Benefit Research Institute (EBRI) found that nearly half of early baby boomers are at risk of running short of money they will need for essential expenses in retirement. In fact, 47.2% of the &#8230; <a href="http://www.theretirementsavingschallenge.com/2010/07/boomers-at-risk-of-running-short-of-money-in-retirement/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2010/07/boomers-at-risk-of-running-short-of-money-in-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Putnam Survey: Investors Struggling to Save for Retirement</title>
		<link>http://www.theretirementsavingschallenge.com/2010/05/putnam-survey-investors-struggling-to-save-for-retirement/</link>
		<comments>http://www.theretirementsavingschallenge.com/2010/05/putnam-survey-investors-struggling-to-save-for-retirement/#comments</comments>
		<pubDate>Thu, 06 May 2010 19:53:22 +0000</pubDate>
		<dc:creator>jayme_lacour@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[ira]]></category>
		<category><![CDATA[putnam survey]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[savings rate]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=766</guid>
		<description><![CDATA[Americans are having a hard time saving. In a recent survey of 1,000 adults fielded by Putnam Investments in April, only 14% of respondents said they plan to fully fund their IRAs in 2010, compared with 23% who did fully &#8230; <a href="http://www.theretirementsavingschallenge.com/2010/05/putnam-survey-investors-struggling-to-save-for-retirement/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2010/05/putnam-survey-investors-struggling-to-save-for-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Solving America&#8217;s Lifetime Income Challenge</title>
		<link>http://www.theretirementsavingschallenge.com/2009/10/solving-americas-lifetime-income-challenge/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/10/solving-americas-lifetime-income-challenge/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 21:53:16 +0000</pubDate>
		<dc:creator>jayme_lacour@putnam.com</dc:creator>
				<category><![CDATA[Defined Contribution]]></category>
		<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[nicsa]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[robert l. reynolds]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=625</guid>
		<description><![CDATA[Millions of Americans are facing a huge problem: how to create sufficient income in retirement. Putnam CEO Robert L. Reynolds presented a solution at the National Investment Company Service Association’s October conference. Review his presentation to see how Putnam is &#8230; <a href="http://www.theretirementsavingschallenge.com/2009/10/solving-americas-lifetime-income-challenge/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/10/solving-americas-lifetime-income-challenge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Solving America&#8217;s Retirement Savings Challenge: Workplace Savings 3.0</title>
		<link>http://www.theretirementsavingschallenge.com/2009/07/solving-americas-retirement-savings-challenge-workplace-30/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/07/solving-americas-retirement-savings-challenge-workplace-30/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 20:36:08 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Defined Contribution]]></category>
		<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/?p=449</guid>
		<description><![CDATA[If action is not taken to boost retirement savings — and substantially — a generation from now, millions of people could be short on funds to pay for food, medicine, and housing. Fortunately, the framework for a solution already exists in the form of America’s workplace savings plans. <a href="http://www.theretirementsavingschallenge.com/2009/07/solving-americas-retirement-savings-challenge-workplace-30/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/07/solving-americas-retirement-savings-challenge-workplace-30/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where the Defined Contribution World Should Be Going in the Future</title>
		<link>http://www.theretirementsavingschallenge.com/2009/06/where-the-defined-contribution-world-should-be-going-in-the-future/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/06/where-the-defined-contribution-world-should-be-going-in-the-future/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 12:56:18 +0000</pubDate>
		<dc:creator>jcosco@tippingpointlabs.com</dc:creator>
				<category><![CDATA[Defined Contribution]]></category>
		<category><![CDATA[Retirement Reform]]></category>
		<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=401</guid>
		<description><![CDATA[The Defined Contribution system has been at the center of attention from Congress — and according to Putnam CEO Robert Reynolds, it can be made a much more robust, reliable part of solving America’s retirement challenge. <a href="http://www.theretirementsavingschallenge.com/2009/06/where-the-defined-contribution-world-should-be-going-in-the-future/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/06/where-the-defined-contribution-world-should-be-going-in-the-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Help Small Businesses Offer Retirement Savings Plans</title>
		<link>http://www.theretirementsavingschallenge.com/2009/05/help-small-businesses-offer-retirement-savings-plans/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/05/help-small-businesses-offer-retirement-savings-plans/#comments</comments>
		<pubDate>Mon, 11 May 2009 21:51:19 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=111</guid>
		<description><![CDATA[75 million American workers still lack any access to workplace retirement savings plans. <a href="http://www.theretirementsavingschallenge.com/2009/05/help-small-businesses-offer-retirement-savings-plans/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/05/help-small-businesses-offer-retirement-savings-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Give Tax Incentives for Investing in Lifetime Products</title>
		<link>http://www.theretirementsavingschallenge.com/2009/05/give-tax-incentives-for-investing-in-lifetime-products/</link>
		<comments>http://www.theretirementsavingschallenge.com/2009/05/give-tax-incentives-for-investing-in-lifetime-products/#comments</comments>
		<pubDate>Mon, 11 May 2009 21:48:37 +0000</pubDate>
		<dc:creator>paul_ahearn@putnam.com</dc:creator>
				<category><![CDATA[Workplace Savings 3.0]]></category>

		<guid isPermaLink="false">http://www.theretirementsavingschallenge.com/rsc/?p=108</guid>
		<description><![CDATA[The decision to give up some control of assets is hard for many people to make and needs incenting. <a href="http://www.theretirementsavingschallenge.com/2009/05/give-tax-incentives-for-investing-in-lifetime-products/">Continue reading <span class="meta-nav">&#187;</span></a>]]></description>
		<wfw:commentRss>http://www.theretirementsavingschallenge.com/2009/05/give-tax-incentives-for-investing-in-lifetime-products/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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