http://www.theretirementsavingschallenge.com A world of investing for retirement™ Tue, 14 May 2013 15:42:34 +0000 en-US hourly 1 http://www.theretirementsavingschallenge.com/2013/05/retirement-preparedness/ http://www.theretirementsavingschallenge.com/2013/05/retirement-preparedness/#comments Mon, 13 May 2013 16:52:00 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1944 Continue reading »]]> http://www.theretirementsavingschallenge.com/2013/05/retirement-preparedness/feed/ 0 Americans are on track to save 61% of their current income in retirement, according to Putnam’s latest Lifetime Income ScoreSM survey of retirement preparedness. The study also found that savings behavior, especially having a commitment to saving, remains one of … Continue reading » http://www.theretirementsavingschallenge.com/2013/03/good-intentions-unintended-consequences/ http://www.theretirementsavingschallenge.com/2013/03/good-intentions-unintended-consequences/#comments Mon, 04 Mar 2013 16:45:42 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1897 Continue reading »]]> http://www.theretirementsavingschallenge.com/2013/03/good-intentions-unintended-consequences/feed/ 0 Aiming to demonstrate “better ways to promote saving,” the Brookings Institution has touted a retirement incentive reform proposal that could, ironically, reduce access to workplace savings — especially among low-to-moderate income Americans. The proposal calls for “capping” tax breaks for … Continue reading » http://www.theretirementsavingschallenge.com/2013/01/a-2013-wish-list-for-congress/ http://www.theretirementsavingschallenge.com/2013/01/a-2013-wish-list-for-congress/#comments Tue, 15 Jan 2013 14:31:09 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1881 Continue reading »]]> http://www.theretirementsavingschallenge.com/2013/01/a-2013-wish-list-for-congress/feed/ 0 1. National solvency must be a priority. Restoring this nation’s fiscal health is my top wish for Congress to act on in 2013. While the last-minute deal to “fix” the fiscal cliff dilemma may have eased the pressure from rising … Continue reading » http://www.theretirementsavingschallenge.com/2013/01/will-state-action-spark-movement-on-auto-iras/ http://www.theretirementsavingschallenge.com/2013/01/will-state-action-spark-movement-on-auto-iras/#comments Tue, 08 Jan 2013 15:51:46 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1863 Continue reading »]]> http://www.theretirementsavingschallenge.com/2013/01/will-state-action-spark-movement-on-auto-iras/feed/ 0 While millions of Americans are saving for retirement through employer-sponsored savings plans, nearly half of the nation’s workforce still does not have access to a plan at work. Federal legislation to address this coverage gap was introduced in Congress more … Continue reading » http://www.theretirementsavingschallenge.com/2012/12/call-on-congress-maintain-incentives-for-retirement-savings2/ http://www.theretirementsavingschallenge.com/2012/12/call-on-congress-maintain-incentives-for-retirement-savings2/#comments Wed, 12 Dec 2012 17:39:54 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1799 Continue reading »]]> http://www.theretirementsavingschallenge.com/2012/12/call-on-congress-maintain-incentives-for-retirement-savings2/feed/ 0 As Congress works to finalize what may likely be a temporary fix to the nation’s burgeoning debt problem, it seems clear that broader federal tax reform will be on the Capitol Hill agenda in 2013. Even if policymakers successfully address … Continue reading » http://www.theretirementsavingschallenge.com/2012/10/can-professional-advice-temper-investors-flight-to-cash/ http://www.theretirementsavingschallenge.com/2012/10/can-professional-advice-temper-investors-flight-to-cash/#comments Thu, 25 Oct 2012 16:07:19 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1771 Continue reading »]]> http://www.theretirementsavingschallenge.com/2012/10/can-professional-advice-temper-investors-flight-to-cash/feed/ 0 While some investors made a shift away from stocks and bonds last year, those working with financial advisors moved less to cash, Putnam research found. In the Putnam Lifetime Income Score survey of 3,958 working adults conducted with Brightwork Partners, … Continue reading » http://www.theretirementsavingschallenge.com/2012/10/todays-retirement-system-meeting-challenges-and-exploring-opportunities/ http://www.theretirementsavingschallenge.com/2012/10/todays-retirement-system-meeting-challenges-and-exploring-opportunities/#comments Wed, 10 Oct 2012 18:50:34 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1724 Continue reading »]]> http://www.theretirementsavingschallenge.com/2012/10/todays-retirement-system-meeting-challenges-and-exploring-opportunities/feed/ 0 Many challenges face America’s retirement system including a demographic transition to an aging population, implementing enhancements to the defined-contribution system, and the need to expand access to retirement savings plans for millions of workers who are not currently offered workplace … Continue reading » http://www.theretirementsavingschallenge.com/2012/09/despite-weak-economy-most-workers-saved-for-retirement-study-finds/ http://www.theretirementsavingschallenge.com/2012/09/despite-weak-economy-most-workers-saved-for-retirement-study-finds/#comments Fri, 14 Sep 2012 17:05:42 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1708 Continue reading »]]> http://www.theretirementsavingschallenge.com/2012/09/despite-weak-economy-most-workers-saved-for-retirement-study-finds/feed/ 0 Even in a sluggish economy, most participants in employer-based defined contribution (DC) retirement plans stayed invested in the past year, according to the Putnam Lifetime Income Score survey of 3,958 working adults, conducted with Brightwork Partners. In fact, overall retirement … Continue reading » http://www.theretirementsavingschallenge.com/2012/08/workplace-savings-remains-key-to-success-in-retirement-savings/ http://www.theretirementsavingschallenge.com/2012/08/workplace-savings-remains-key-to-success-in-retirement-savings/#comments Wed, 22 Aug 2012 16:30:54 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1658 Continue reading »]]> http://www.theretirementsavingschallenge.com/2012/08/workplace-savings-remains-key-to-success-in-retirement-savings/feed/ 0 In its 2012 “Lifetime Income Scores II,” Putnam joined with Brightwork Partners to conduct a survey of nearly 4,000 working Americans to assess retirement readiness. The survey aimed to determine a Lifetime Income Score — defined as the percentage of … Continue reading » http://www.theretirementsavingschallenge.com/2012/08/how-to-fix-social-security-in-three-steps/ http://www.theretirementsavingschallenge.com/2012/08/how-to-fix-social-security-in-three-steps/#comments Wed, 22 Aug 2012 16:17:25 +0000 Putnam Investments http://www.theretirementsavingschallenge.com/?p=1674 Continue reading »]]> http://www.theretirementsavingschallenge.com/2012/08/how-to-fix-social-security-in-three-steps/feed/ 0 By Robert L. Reynolds President Roosevelt’s Social Security program has been an undeniable success in providing a reliable income safety net for generations of elderly citizens in our country. It was bold policy in the 1930s, guided by common sense … Continue reading »